financial advisor denver colorado updated

Educational Workshops

Request a personalized consultation, or schedule complimentary, educational seminars for audiences that are small to large. Learn about the latest updates affecting your future, including Social Security changes and more.

retirement planning lakewood colorado updated

Retirement Planning

Retirement planning doesn't have to be a hassle. Develop a personalized financial plan that fits your lifestyle expectations, protects your money, helps you maintain spendable cash-flow, and guarantees the income you need.

retirement planner denver lakewood colorado updated

Safe Strategies

Let go of lingering money concerns in ever-changing markets. We specialize in secure strategies, including protected asset growth, income certainty, wealth preservation, risk management, tax-efficient saving solutions, and more.

financial advisor lakewood colorado updated

Trusted Partners

Get expert guidance and personalized service from independent financial professionals with 23+ years of experience in many financial disciplines. Enjoy financial peace of mind, no matter what the markets and economy do.

SafeMoney.com Blog

retirement planning services

You have had your dream retirement in the back of your mind your entire life.

Whether that movie in your head shows you traveling to exotic lands, spending quality time with your grandchildren, or turning a lifelong hobby into a business, retirement isn’t the end of your story. It’s the beginning of an exciting new sequel.

But how do you make the retirement of your imagination a reality? For many, bringing their ideal retirement to life includes consulting with a financial professional who specializes in retirement planning services.

If you have a nest egg, you have experience in personal finance. Earning an income and saving for a “rainy day.” Building wealth in equity markets, and putting away money into a 401(k), IRA, or other retirement account.

But those are all actions on the front side of retirement—called the accumulation phase. The backend? It's known as the distribution phase, or how you draw retirement income from those assets accumulated over many years.

How you prepare for reliable income streams in retirement will determine if you live out the retirement of your dreams -- or possibly deal with some scaled-down version.

Finding the right retirement planning services can help strengthen your chances of a confident lifestyle.

Read More...

what might spending look like in retirement

Thanks to progress in healthcare and technology, you may expect to have a long retirement. But living to 100? While a lofty milestone, it’s not as out of reach as it may seem.

In 2014, U.S. government statisticians found that the number of people reaching age 100 had increased 40% from four years prior. And by 2050, the “100 and up” crowd is expected to grow to 3.68 million people worldwide.

Given the reality of lengthening lifespans, it’s no wonder why outliving retirement money remains a top concern. In a 2017 Allianz Life survey, almost two-thirds of surveyed Americans (63%) said they worried about running out of money in retirement more than death!

Financial planners and advisors call this chance of outliving your money a “longevity risk.” Building a well-defined retirement strategy will help you guard against this hazard, not to mention enjoy more financial peace of mind in your golden years.

Building a Financially Confident Retirement Lifestyle

A rock-solid plan will lay out how you maintain your lifestyle with the retirement income and assets at your disposal.

Whether someone lives to 100, goes beyond, or simply faces the prospect of a long-time retirement, the importance of managing your income and expenses also can’t be overstated. And it’s equally important to recognize that income alone doesn’t solve all problems in retirement if you don’t have a plan.

To help you plan for these golden years on the expense side of the ledger, we have assembled some general guidelines. For illustration, here’s an idea of typical expenses you might expect as you go through the three stages of retirement:

  • Go-Go, 60-75: Just starting out, fit as a fiddle, traveling and living the dream
  • Slo-Go, 75-90: Grandkids are growing up, may be time to consider selling the house or downsizing
  • No-Go, 90+: Hung up your traveling shoes, every day is a blessing

Read More...

Joomla SEF URLs by Artio

Get Your Free Book!


Exclusive insights to make your money work for you, no matter the economic and market conditions!


Newsletter Signup

Get In Touch

Contact us to request a personalized consultation and get answers to your questions.

Contact Us!

financial advisors denver colorado image "I recommend Safe Money Denver for their experience, professionalism, financial knowledge, unique insights from working in multiple financial/investment disciplines, and dedication to personalized service. They offer a steadfast commitment to individual client needs and a broad perspective of finance from their multifaceted professional backgrounds."

Brent Meyer Jr., Founder of SafeMoney.com

 

SAFEMONEY.COM ADVISORS FEATURED ON

The education we provide here is imperative to your financial success, especially in today's economic environment. Here you will learn how to create a plan that is guaranteed to meet or exceed your immediate or distant financial expectations. We encourage you to share this academic resource with your friends and family, so that they can also empower themselves with the knowledge found here.